Do you find that when you try to use a budgeting system, the more complicated it is, the more overwhelmed you become; and eventually you stop using it? If that’s the case, Sprouty brings a simplified budgeting system that makes it easy to create a monthly budget, and more importantly, stick to it.
Sometimes keeping it simple is a lot more useful and that’s exactly what Sprouty aims to do. Unlike Mint and other popular money management systems, your personal bank account information does not even come into play; making it a secure option that can be used no matter where in the world you live.
Of course, the budget will most probably not reflect your own personal spending habits, and you can modify it to suit your lifestyle.
You can add additional budget items by clicking on the ‘Create a Budget’ button, determine the amount allocated to that category, and add tags. Using the same method, you can add additional sources of income, which is particularly useful for a family in which there are several breadwinners.
Existing budget items can also be edited or deleted by clicking on any given item, adding or removing tags of your choice, and adjusting the amount. This will be one of the very first steps you take when using Sprouty, in order to adjust the budget to suit your personal needs.
Once you have your budget in place, you can begin to add the actual transactions as they occur. New transactions are accompanied by the date, tags or description, and the amount.
As you add tags, Sprouty will also suggest tags that are commonly used.
If you add a transaction by mistake, it can easily be edited or deleted by clicking on any part of the transaction’s information.
Sprouty’s best feature is undoubtedly the overview it provides of your spending. Once you have your budget in place and have added your transactions, you can see a monthly overview of your budget, and see exactly where your money is being spent, and what remains.
This is especially useful because you are able to visualise the areas in which you spend the most, and this could make for an easier way to understand where you need to cutback on your spending.
Sprouty is as no-frills a budget system as they come, but sometimes that is all that you need. It is extremely user-friendly, with barely any learning curve at all.
The website can be accessed from mobile browsers, making it possible to add transactions on the go. That said, it is not optimised for a mobile browser, and that would be one of the first welcome changes to the site. Adding transactions while you’re out and about is an integral part of the success of any budget system, so that payments don’t fall between the cracks. Whether it is a mobile website, adding transactions by email, or any other method, it will definitely improve Sprouty’s user friendly service.
How do you keep track of your spending habits? Let us know in the comments.
DHS relied on bizarre legal reasoning and crappy evidence to seize "pirate" domains
Techdirt's Mike Masnick enumerates the litany of crappy law, evidence, and assumptions behind the
Department of Homeland Security's decision to seize a group of music-blog and search-engine domains. The
seizures were backed copyright industry lobbyists. The story should scare all of us: if you have a
.com or .net domain, the US government is prepared to censor you on the evidence-free say-so of
a corporate lobbyist from the copyright cartel.
It looks like the four blog/forum sites (RapGodFathers, OnSmash, Dajaz1 and RMX4U) and Torrent-Finder were all lumped together into a single warrant and affidavit. The affidavit was written by a Special Agent with ICE, named Andrew Reynolds, who indicates in the affidavit that he only recently graduated from college (he notes that he's only been on the job for one year, but before that he was a "student trainee with the group"). Much of the affidavit relies heavily on the MPAA. This fits with what ICE assistant deputy director Erik Barnett said soon after the seizures, admitting that they basically just took what sites Hollywood said were a problem and seized them...
...In other words, the "support" that Agent Reynolds provides for why Torrent-Finder's domain should be seized is that he claims that Torrent-Finder's admin linked directly to infringing material. But that's not true. Instead, the admin was simply pointing to a bunch of different news stories. Even worse, some of those news stories highlight why the claims of the MPAA, which Agent Reynolds relies upon, are simply made up -- such as TorrentFreak's story about comic artist Steve Lieber (which was actually based on a Techdirt story about how Steve Lieber embraced the so-called "pirates" and ended up making a lot more money -- we later interviewed Steve about his experiences). The CNET article is all about the COICA law -- which is about the legality of seizures like this one. How is that evidence of probable cause?
Even going beyond the fact that Agent Reynolds can't seem to figure out that a search engine is different than a torrent tracker or a torrent hosting site, he also seems to think that linking to blog posts like the ones we write here is probable cause for criminal behavior. Holy crap! That's just downright scary.
Homeland Security Presents 'Evidence' For Domain Seizures; Proves It Knows Little About The Internet - Or The Law
(via /.)
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